About Luma

The Luma credit card is brought to you by Capital One (Europe) plc. Here are more of the many features that come with your Luma credit card:

• Flexible

  • Luma card eligibility requirements may help you get a credit card—even if you’re new to credit, have CCJs or other issues with your credit rating
  • Hassle-free online and mobile account management means that you can access your account anywhere, anytime
  • Luma makes it easy to add additional cardholders – streamline your household’s finances and keep an eye on your overall expenditure but remember, you’re liable for all transactions on your account

• Manageable

  • Credit limits up to £1,500
  • No annual fee
  • Remember, always borrow and spend responsibly

• Responsible

  • Automated fraud alerts and free identity theft support help you ensure that your account stays safe and that you have help when you need it most
  • Luma’s guides to using cards responsibly and tips on improving your credit rating help you understand how to build your credit